Financial Advice

A new Approach to learning about your Financial Options!

Oasis Financial Services Limited is pleased to introduce an innovative new way of learning about the options you can utilize for managing your finances. The interactive approach includes innovative learning tools, rewards for completing different lessons and helpful guidance to deliver to you the education that you need to make informed decisions.

The Importance of Creating a Personal Financial Budget

Keeping track of your spending habits is the first step towards taking control of your finances. A financial budget can help you pinpoint which expenses are higher than you would like, and where you can find ways to save. That is powerful information because it gives you a greater ability to make informed decisions. Creating a personal financial budget may be easier to accomplish than you think.

Paying Down Debt

As a rule, you should pay down debt with the highest interest rates first. For most people, credit cards carry the highest rates of all of your outstanding debt. Focus on paying down your highest interest credit cards first. If possible, make more than the minimum payment required.

Setting Goals For Saving

Once you have identified how you are spending your money, you can start to establish a goal for how much you would like to spend every month, and how much you would like to save. A savings account gives you tremendous financial flexibility and freedom. It gives you an emergency fund for any unexpected expenses or loss of income. It is a first step towards owning your own home,paying for college or perhaps retirement. Decide on how much you would like to save each month, whether it is $500.00 or 10% or your income “tithe” It may not seem like a lot at first but “one one cocoa full basket” If you get into the habit of saving every month it will all add up.


Download this simple Financial Budget Worksheet to get your financial planning started